It’s so easy to think our credit rating perfectly reflects our actual financial situation. Sadly, this isn’t always the case. In fact, almost 80% of consumer credit files in Quebec contain errors that can affect their ability to borrow money.
Don’t worry, L’Ami Auto Crédit has the expertise necessary to rectify the situation and help you get the purchase plan you want.
L’Ami Auto Credit’s Investigation Service
The good news is that L’Ami Auto Crédit provides an investigation service that evaluates your credit file and finds any errors that may have been made in it over the years.
There is a long list of errors that can happen in a credit file, and here’s a few examples:
- Incorrect personal information.
- A missing update: Did you know that negative information has an expiration date and must be deleted after a certain number of days?
- There might be accounts you’ve never heard of tied to your name, which is a sign of possible identity theft.
These are only a few of the many items on the list. While the list is long, the presence of any single error can lead to dire consequences for you and your credit file.
At L’Ami Auto Crédit, our experts are here to ensure that your credit rating is the best it can be.
The Necessity of Fixing your Credit File
With a reviewed file, it will obviously be a lot easier to get a purchase plan that’s tailored to your needs and, even more importantly, accurate.
Indeed, if your credit file better reflects reality, we’ll be able to offer you financing solutions better suited for you. Reviewing your credit rating is the first step towards purchasing the vehicle of your dreams.
Taking care of your rating is easy with L’Ami Auto Crédit, in Chicoutimi, La Malbaie, Baie-Comeau, Alma and Sept-Îles. Contact us now!