Credit Bureau Recovery

Improve your credit score

L’Ami Auto Crédit is your best ally when it comes to obtaining a financing solution tailored to your situation for your next car. To the services already offered, the dedicated team now adds the possibility of investigating and correcting your credit file when there seems to be an error.

Regardless of your current or past situation, if you feel that your credit rating is unfairly low, the L’Ami Auto Crédit team will perform the necessary checks. Our experts will contact the credit bureaus and make sure to find the source of the problem by investigating your file in depth. Of course, once they have found the source of the inconsistency, they will make the necessary changes with the credit bureaus.

Our services :

 Bureaus Evaluation
Full correction
 Customized correction
 Free estimate

Would you like to increase your credit score?

From now on, L’Ami Auto Crédit will monitor your credit rating and correct it for you. Although it may seem trivial, a small error in your file can considerably affect your credit rating, which is why it’s important to check it regularly. Among other things, this can lead to refusal of financing at dealerships you’ve visited, since your rating is lower than it should be. If you’ve taken out other loans, this can also be the cause of a significantly higher interest rate or other difficulties.

Once your credit file has been rectified by our specialists, it will obviously be much easier to obtain a suitable and above all fair, financing plan. We’ll be able to offer you financing solutions that are even more advantageous and, if you need it, help you improve your current and future credit file.

In short, we offer you a complete service, from the investigation to the correction of your credit file and, of course, the development of a financing plan tailored to your needs.

L’Ami Auto Crédit is not only your ally at all times, but also takes care of improving your credit rating with reputable institutions in the field. Don’t give the credit bureaus a chance to interfere with your dreams; let L’Ami Auto Crédit investigate, correct and improve your credit rating right away.

L’Ami Auto Crédit will take care of improving your current rating and while guaranteeing you a viable financing plan in the long term. Trust our experts today; you’ll leave winner!

Start Off on the Right Foot by Having Your Credit Rating Reviewed

For a long time, you thought that your credit rating reflected your situation and that all you had to do was simply go to your financial institution to obtain a loan.

Surprisingly, your advisor rejected your mortgage or personal loan application because your rating had inexplicably dropped. Now you’re distraught, you don’t know what’s going on and you have no other explanation to offer your banker.

The first piece of good news is that you are not alone. Nearly 80% of consumer credit files in Quebec and Canada contain errors that can affect the ability to borrow money.

Another positive thing is that L’Ami Auto Crédit offers an investigation service that evaluates your credit file, detects the errors that have crept in over the years and corrects them for you with recognized credit institutions like Equifax and TransUnion.

Don’t worry! L’Ami Auto Crédit has the necessary expertise to rectify the situation and kick your long-awaited purchase plan into gear. Don’t hesitate, come to L’Ami Auto Crédit and restore your credit rating. Our experts will make you smile again and help make your dreams come true.

Fraud Assistance: Our Experts Know What to Do!

L’Ami Auto Crédit will assist you if you are a victim of fraud. With your consent, they will contact credit institutions such as TransUnion and Equifax and send a potential fraud alert to the credit agencies for you.

In addition, our experts will give you tips on how to reduce the risk victimization by fraud, such as putting unnecessary credit cards, birth certificates, social insurance cards or passports in your wallet or purse only when necessary. More importantly, never leave your purse or wallet unattended, whether at work, in a restaurant, at the gym, at parties or in your shopping cart, etc.

The experts at L’Ami Auto Crédit will offer you simple but effective ways to reduce the risk of potential fraud.

Trust our team now and receive all the necessary assistance in case of fraud.

What Mistakes Should You Look for on Your Credit File? 

Small mistakes on your credit file can have serious consequences. Here are some of the most common errors:

  • Errors in personal information, such as the wrong date of birth or mailing address can result in negative changes to your credit file.
  • Due diligence errors, such as a late registration of a payment, even though it was made on time on your credit card or personal loan. It’s important to correct these appropriately.
  • Failure to update your accounts before the legally required deadline can contribute to a downgrade in your credit file.
  • There are an increasing number of accounts under your name which you did not open. Identity theft has become a common practice that needs to be investigated and corrected, if necessary.

Correct your credit in 3 easy steps.

Here are 3 simple steps to correct your credit rating
and get better results.

1. Fill in and send this form. The data will be treated confidentially.

2. A certified analyst will contact you as soon as possible.

3. A free estimate will be submitted after your request.

Consent
I, the undersigned, certify that the above information, which will be used in the review of my file, is true. I hereby authorize any banking institution and/or the merchant and their employees, agents or representatives to conduct a credit investigation on me and to check my employment history. I also consent to the use, to the extent permitted by law, of the information contained in my credit report as a credit history. I acknowledge that I have been given the opportunity to review this consent prior to signing it.

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