Femme s'attache dans sa première voiture financée par l'Ami Auto Crédit
Femme s'attache dans sa première voiture financée par l'Ami Auto Crédit

Buying Your First Car? We Can Help You!

Buying a car doesn’t need to be stressful. Whether it’s your first car, or your fourth, we’re there for you.

We’re there to help you understand some terms you might already have heard of, like credit score, 1st, 2nd and 3rd chance credit, and many others.


You don’t understand what’s a credit score and what it’s for? No problem!

Credit scores are issued by credit rating agencies. Your credit score indicates how much you respect your financial commitments. That means it can be difficult to get a loan for buying a car if your file is relatively recent, as is often the case for:

  • Young people
  • New immigrants
  • Anyone who has never taken out a loan

In such cases, it’s possible that you’re refused your first chance credit. That’s where second and third chance credit come in. Despite its name, third chance credit is not necessarily for those who were refused their second chance credit.

At L’Ami Auto Crédit, we understand the difference between the two, and we have experts that are there for you.

Come and Hit the Road with Us!

This way, if you want to buy your first car and don’t know where to begin, we’re there to help you and make your purchase as simple and pleasant as possible. We’ll guide you to the car loan that’s the most advantageous to you, by taking into consideration such factors as:

  • Loan term
  • Payment frequency
  • Interest rate

L’Ami Auto Crédit will take care to find the best offer for you.

At L’Ami Auto Crédit in Chicoutimi, La Malbaie, Baie-Comeau, Alma and Sept-Îles, we have a team determined to help you out.

learn more about second and third chance to purchase your first vehicle at l'Ami Auto Crédit
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